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LIC Bima Jyoti Plan
LIC Bima Jyoti plan is an individual non-linked life assurance savings plan which gives you the benefits of both insurance and investment in the same plan itself.
| Eligibility Conditions & Restrictions | ||
|---|---|---|
| Minimum age | : | 0 years |
| Maximum age | : | 55 years |
| Policy Term | : | 10 years / 20 years |
| Premium paying term | : | 10 years / 20 years |
| Minimum Sum Assured | : | Rs.1,25,000 |
| Maximum Sum Assured | : | No limit |
| Premium payment mode | : | Yearly / Half yearly / Quarterly |
| Loan | : | Eligible after 2 years |
| Surrender | : | Eligible after 2 years |
| On Death | : | Sum Assured + Bonus |
| Income Tax Benefits | : | (i) Premiums paid are eligible for Tax rebate u/s 80c (ii) Maturity amount / Death claim is Non taxable u/s 10(10d) |
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